Monday, August 27, 2018

一個登山者背著一瓶水在炎炎夏日下一口氣登到山頂,
一路想著水太重, 最需要時再喝. 到頂了, 坐下喝口水,
手沒拿好一瓶水順著山坡溜下山谷底.
其實人生亦如此, 是個過程, 結果不能被計劃.

Friday, June 10, 2016

Wednesday, February 3, 2016

I called correctly on Clinton, G.Bush, Obama, this time, Rubio looks more like a president material but too young, eventually Sanders may become 45th president, we will see. 
Please watch the way how a candidate is talking to the crowd, Rubio and Sanders obviously stand out, they are people's people especially Rubio.
I don't do profiling, but Trump shows higher in every way than common American people, Hillary expresses no emotions, only Rubio or Sanders has the human connection with regular common american citizens. 

Tuesday, June 23, 2015

2016 election predict

http://www.predictwise.com/politics/2016president


Saturday, January 14, 2012

看台湾总统大选Taiwan election

不管谁当选,大陆中国人该有福了,星星之火总会燎原,这是未来中国目标。
No matter who won, Chinese wins, it will spread to mainland, I believe.

Thursday, December 22, 2011

Winter comes

Americans will never have a clue how Chinese wisdom is.
Today is 12/22/2011,Chinese calendar "winter comes", a windy chilly day in America.

Monday, November 14, 2011

PPO 5000, 6000, How cheap american people are

You know how cheap American people are: You most don't deserve a medical check till you are hospitalized, PPO5000 or 6000 means you don't deserve any often regular prevention exam, everybody knows you are not saveable likely when you are moved to hospitals.
Sure I am talking about the 99%, those of 1% have no this worry

Wednesday, October 26, 2011

Chinese people

It is a good thing to Chinese people, Investors now have a better idea how Chinese people are after they experienced in Thailand, India, Pakistan and Viet Nam.
It is bad to Chinese government....

Friday, October 21, 2011

Rude to chanting some bad guys death

something is wrong, yes he is bad, he is dead

Thursday, October 20, 2011

9 9 9 Herman plan, a bad one

It sounds fair, but it is a really bad idea, let us go to the math details:
I want to take 2 extreme examples to show you how bad it is
EXMPL 1): You make flat $100k, you get $91000 after income taxing
You will pay another 9% then you have $83k for your family 3
You have no savings, 0 savings
EXMPL 2): You make flat $1000k, you get $910k after income taxing
S1----You spend say $200k for your family 3, then you get $892k
S2----You spend say $100k for your family 3, then you get $909k
You have savings $892k or $909k
Now you got it?
Herman is for the rich, of the rich, by the rich 1%
Good news for NOBAMA!

Wednesday, October 5, 2011

Sunday, October 2, 2011

Experiencing the recession till today

- Flyers of "Nurse", "Advanced Nurse" etc. disappeared or come thin
- Patient is less compared to 2008
- Junk mail of broken "Monster" stops coming
- Hunters are more than Hirers on "Career builder"
- Junk mails from builder are getting less even came as same way of telling story
- I don't save and compare the housing price changes from builder's ads
- New customers reply with harsh words and small customers have no or less orders
- Old customers don't send thanks after they receive holiday gift
- Customers send RFQ-s with cautiousness
-

Herman Cain vs Obama??

Yes, he may
No, ROP loser

Sunday, September 25, 2011

方便,意思,乳

方便

有一剛學過點兒中文的美國老外來到中國,中國朋友請他吃飯。
到了飯店落座,中國朋友說:「對不起,我去方便一下。」
見老外不明白,在座的中國朋友告訴他說「方便」
在中文口語裏是「上廁所」的意思。
哦,老外意會了。
席中,中國朋友對老外說:「希望我下次到美國的時候,你能不能幫助提供些方便。」
老外納悶了:他去美國,讓我提供些廁所幹嗎?
道別時,另一位在座的中國朋友熱情地對老外說:「我想在你方便的時候請你吃飯。」
見老外驚訝發愣,中國朋友接著說:「如果你最近不方便的話,咱們改日。……」
老外無語。
「……或是咱找個你我都方便的時候一起吃飯?」
老外隨即倒地!


「乳」字的解釋

一位小學老師正在向學生解釋「乳」字的含義:乳即是小的意思,比如乳鴿、乳豬等。
講解完後,老師要求小明用乳字造句。
小明:因為現在房價太高了,所以我爸只能住得起50平方米的乳房。」
老師冒著冷汗說:「這個造得不好,再造一個!」
小明:「我年紀太小,連一米寬的乳溝都跳不過去!」
老師冷汗如雨下說:「這個也不好,再造一個!」
小明:「老師我真的想不出來了,我的乳頭都快想破了!」



「意思」的意思

某老外苦學漢語10年,到中國參加漢語考試。
試題為:請解釋下文中每個「意思」的意思。
阿呆給領導送紅包時,兩個人的對話頗有意思。
領導:「你這是什麼意思?」
阿呆:「沒什麼意思,意思意思。」
領導:「你這就不夠意思了。」
阿呆:「小意思,小意思。」
領導:「你這人真有意思。」
阿呆:「其實也沒有別的意思。」
領導:「那我就不好意思了。」
阿呆:「是我不好意思。」
老外淚流滿面,交白卷回國了。

Friday, September 9, 2011

No way no how nobama

No way no how nobama

Friday, April 22, 2011

to westener

The Poem.....



What Do You Really Want from Us?
When we were the Sick Man of Asia , we were called The Yellow Peril.
When we are billed to be the next Superpower, we are called The Threat.


When we closed our doors, you smuggled drugs to open markets.
When we embrace Free Trade, You blame us for taking away your jobs.


When we were falling apart, You marched in your troops and wanted your fair share.
When we tried to put the broken pieces back together again, Free Tibet you screamed, It Was an Invasion!


When tried Communism, you hated us for being Communist.
When we embrace Capitalism, you hate us for being Capitalist.


When we have a billion people, you said we were destroying the planet.
When we tried limiting our numbers, you said we abused human rights.


When we were poor, you thought we were dogs.
When we loan you cash, you blame us for your national debts.


When we build our industries, you call us Polluters.
When we sell you goods, you blame us for global warming.
When we buy oil, you call it exploitation and genocide.
When you go to war for oil, you call it liberation.


When we were lost in chaos and rampage, you demanded rules of law.

When we uphold law and order against violence, you call it violating human rights.


When we were silent, you said you wanted us to have free speech.
When we are silent no more, you say we are brainwashed-xenophobes.


“Why do you hate us so much﹖”we asked.
“No,” you answered, “we don't hate you.”


We don't hate you either, But, do you understand us?
“Of course we do, ”you said, “We have AFP, CNN and BBC's ······”


What do you really want from us?

Think hard first, then answer ······ Because you only get so many chances.
Enough is Enough, Enough Hypocrisy for This One World.


We want One World, One Dream, and Peace on Earth.
This Big Blue Earth is Big Enough for all of Us.



給西方的詩 〈你究竟要我們怎樣生存?〉

我們是東亞病夫時,我們被說是黃禍;
我們被預言是下一個超級大國了,我們被指是主要威脅。


那時我們閉關自守,你走私鴉片來強開門戶;
我們擁抱自由貿易了,你責罵我們搶走你的飯碗。


那時我們風雨飄搖,你鐵蹄犯境要求機會均等;
我們要整合破碎的山河,你說我們「入侵」······ 叫喊「給西藏自由」。


我們試行馬列救國,你痛恨我們成為共黨分子;
我們擁抱資本主義了,你又恨我們當了資本家。


當我們的人口到達十億,你說我們在摧毀地球;
我們要限制人口了,你說我們踐踏人權。


那時我們一貧如洗,你視我們賤如狗;
我們有鈔票借給你了,你怨我們令你國債纍纍。


我們發展工業了,你說我們是污染者;
我們有貨品賣給你了,你說我們是地球暖化的因由。


我們購買石油,你說我們搾取兼滅族;
你們為石油開戰,你說是為了解救生靈。


那時我們動亂無序,你說我們沒有法治;
現在我們要依法平暴,你說我們違反人權。



我們靜默無聲時,你說我們欠缺言論自由;
我們不再緘默了,你說我們是被洗了腦的仇外暴民。


為甚麼你這樣憎恨我們?我們想知道。
「不」,你說,「我不恨你們。」



我們也不恨你;只是,你了解我們嗎?

「當然了解」,你說。「我們消息多的是,有 AFP、CNN、還有BBC······」



其實你究竟要我們怎樣生存?



回答之前,請仔細的想一想 ······ 因為你的機會不是無限的。

已經夠多了 ······ 這個世界容不下更多的偽善了。



我們要的是同一個世界,同一個夢想,靖世太平。

這個寬廣、遼闊的藍地球, 容得下你們,容得下我們。

Friday, November 26, 2010

B.O. to be reelected?

Yes, I believe so looking at those possible cadidates SP, RP, MR, MH, my vote may go somewhere but BO, still, no one from other side is able to beat..........sad......

3 recommendations to reduce deficits from China?

Bank of China Adviser Tell US to Sell Gold

Please consider PBOC Researcher Calls on U.S. to Sell Gold, People’s Daily Says
The U.S. should cut its government spending and sell some gold reserves to balance its budget and fund its recovery, the People’s Daily overseas edition reported, citing Xia Bin, an adviser to the People’s Bank of China.

The U.S. has to resolve its “twin deficits” in the government budget and the current account, Xia was quoted as saying. Three ways that may help the U.S. achieve that target include reducing military expenses, selling part of its gold reserves and relaxing some export limits on technology, he said.

“The U.S. has more than 8,000 tons of gold reserves; why can’t it sell some of it since the country wants to raise funds for economic recovery but doesn’t want to add more burden to the fiscal deficit,” Xia told the newspaper.

Monday, October 11, 2010

5 Banks put foreclosures on hold

Bogus, another fraud.

Hi American people! Politicians and bankersters are married, are going to steal your money again, we are expecting more bailout type of rescues, not you but the bankersters in your name, vote them all out if we can, even S. Palin could be ok for me...It sucks..

S1: when he said "shame on you", the 800 billion went to bankerster's pocket
S2: when he said "care behind the numbers". it means give more money to bankersters, the only ones who can save you the voters
S3: I don't believe him anymore
S4: Americans awake

Sunday, October 10, 2010

Politicians: Those who are doing their own favors in voters' name

Politicians: Those who are doing their own favors in voters' name, those who are good actors/actresses, those who are saying one thing that means something others, for example, Obama gave money to bankersters while he cursed the bankersters' unethical behaves, he is a typical politician.

Saturday, September 11, 2010

This is silly

This is silly.
The SEC did not do its job, contributing to our problems.
The Fed messed up horribly in setting interest rates way too low in the early 2000′s.
Fannie Mae and Freddie Mac became the backstops, the ultimate guarantees for banks to issue mortgages that were certain to end in foreclosure.
Congress was warned as early as 2004 that Fannie Mae was in big trouble but Congress, esp. Massachusetts’s own Mr. Frank resisted facing this truth.
And the community reinvestment act demanded the issuance of mortgages, whether this was wise or not to people living in areas that it was claimed had been redlined or denied credit previously.

When you put it all together, one must certainly concede that there were massive counterproductive government policies that contributed to the problem. To call the present situation “unfettered” capitalism is to utterly misrepresent things.

Wednesday, September 8, 2010

Unions

Lending Brokers, Realtors, NAR, CAR, Real estate brokers are all unions, are worse than unions, they are organized crime to grab people's hard earned money... I still can not imagine why "Realtors" deserve 6% of your house. Can we eliminate them from the system?

Sunday, September 5, 2010

Tax uncle sam

There is more to life then taxes uncle sam.

Sales Tax
Hotel Tax
School Tax
Liquor Tax
Luxury Tax
Excise Taxes
Property Tax
Cigarette Tax
Medicare Tax
Inventory Tax
Car Rental Tax
Real Estate Tax
Well Permit Tax
Fuel Permit Tax
Inheritance Tax
Road Usage Tax
CDL license Tax
Dog License Tax
State Income Tax
Food License Tax
Vehicle Sales Tax
Gross Receipts Tax
Social Security Tax
Service Charge Tax
Fishing License Tax
Federal Income Tax
Building Permit Tax
IRS Interest Charges
Hunting License Tax
Marriage License Tax
Corporate Income Tax
Personal Property Tax
Accounts Receivable Tax
Recreational Vehicle Tax
Workers Compensation Tax
Watercraft Registration Tax
Telephone Usage Charge Tax
Telephone Federal Excise Tax
Telephone State and Local Tax
IRS Penalties (tax on top of tax)
State Unemployment Tax (SUTA)
Federal Unemployment Tax (FUTA)
Telephone Minimum Usage Surcharge Tax
Telephone Federal Universal Service FeeTax
Gasoline Tax (currently 44.75 cents per gallon)
Utility Taxes Vehicle License Registration Tax
Telephone Federal, State and Local Surcharge Taxes
Telephone Recurring and Nonrecurring Charges Tax
Capital Gains Tax
Ticket Tax, you know the one you go to court for not using turn signals Ect...
STILL THINK THIS IS FUNNY?
Not one of these taxes existed 100 years ago, & our nation was the most prosperous in the world. We had absolutely no national debt, had the largest middle class in the world, and Mom stayed home to raise the kids. We also were A Common Law Country!

I have set up a place that the poor and middle class in the country can start to get some of this tax money back. It is our turn to have a piece of the action.

Just googl THE```CASH`'`TEACHER hit the top site. The best thing is the PENNY STOCK section they have. Huge money that the rich keep from us.

From M. Oba

For only the second time in my adult life, I am not ashamed of my country. I want to thank the hard working American people for paying $242 thousand dollars plus additional expenses for my vacation in Spain . My daughter Sasha, several long-time family friends, my personal staff and various guests had a wonderful time. Honestly, you just haven't lived until you have stayed in a $2,500.00 per night suite at a 5-Star luxury hotel. We only booked 70 rooms for our friends, staff and family. Thank you also for the use of Air Force 2 and the 70 Secret Service personnel who tagged along to be sure we were safe and cared for at all times.

Air Force 2 only used 47,500 gallons of jet fuel for this trip and carbon emissions were a mere 1,031 tons of CO2. It costs only $11,500 per hour to operate Air Force 2 and each additional plane for the other members of our party group. These are only rough estimates, but they are close (who's counting?). That's quite a carbon footprint as my good friend Al Gore would say, so we must ask the American citizens to drive smaller, more fuel efficient cars and drive less too, so we can lessen our combined carbon footprint.

I know times are hard and millions of you are struggling to put food on the table and trying to make ends meet. I do appreciate your sacrifice and do hope you find work soon. I was really exhausted after Barack took our family on a luxury vacation in Maine a few weeks ago. I just had to get away for a few days. Will write more from Martha's Vineyard where we will spend our sixth vacation this year with more of our family and friends.

Cordially,

M. Obama

Saturday, September 4, 2010

Thursday, August 26, 2010

buy house

Don't buy when builders trash you like:
1). You don't deserve a drive way
2). You don't deserve privacy, you have to live with someone else on upstairs
3). You have to pay half million to buy a den
4). You don't deserve a decent yard, your yard is small as your floor
5). You don't deserve a guest room
6). You don't deserve bathroom for your guest
7). You don't deserve better building materials but plastic counter
8). You have to pay merirose for nothing and HOA $400
9). You have to live in a gated community (Prison)
10). ..............

Sunday, August 15, 2010

something is wrong

When we were young in our 20's &30's, no one was there to give us a loan to buy a house we couldn't afford to pay for. And when we lost our job and unemployment ran out you got up off your duff and found ANY job for ANY wage, so you could eat, and pay your rent, and get on with your life. I mean any jobs like yard work, babysitting, busboy, waitress, file clerk, receptionist, house cleaning, cook, whatever. That is what we had to do when we were down on our luck and broke. Now a days we have all these lazy slackers who collect rent vouchers , food stamps, gov't cks. and lay around all day and have babies they can't afford to raise so we have to pay for that also. Let's help the sick, the diabled, those in accidents, mental traumas, or temporary bad situations, Definitely. But not able bodied men and women who just don't want to get up in the morning like the rest of us , get out there and do something with their lives other than watch Jerry Springer, and Soaps, all day, or stay loaded up on drugs and alcohol. Obama's redistribution of wealth has already happened, and it started before he was even in office. It just has been getting worse and worse as these poiticians all pander to that large 50% group who are on the dole and or pay no taxes. And the rest of us have to pay for it ALL. Something is just not right about this picture. Only way to change it is to Only let Taxpayers vote. If you are on the gov't dole, you are being cared for like children, and just like children you shouldn't be allowed to vote, until you "grow up" and can take care of yourselves. Period. Then and only then will you see society chang for the better, instead of sliding into the ravine like it is today.

Wednesday, July 21, 2010

Obama doesn't know

Don't make me laugh. People who are stupid like me know what is happening, our president doesn't. No he did it on purpose: bail out = giving poor's money to rich. It works no one can stop them

Tuesday, July 20, 2010

Y-N chinese says

中国文化。。。有时候就是搞不懂!

1、俗話說:兔子不吃窩邊草;可俗話又說:近水樓台先得月!
2、俗話說:宰相肚裡能撐船;可俗話又說:有仇不報非君子!
3、俗話說:人不犯我,我不犯人;可俗話又說:先下手為強,後下手遭殃!
4、俗話說:男子漢大丈夫,寧死不屈;可俗話又說:男子漢大丈夫,能屈能伸!
5、俗話說:打狗還得看主人;可俗話又說:殺雞給猴看!
6、俗話說:知無不言,言無不盡;可俗話又說:交淺勿言深,沉默是金!
7、俗話說:車到山前必有路;可俗話又說:不撞南牆不回頭!
8、俗話說:條條大路通羅馬;可俗話又說:一條道走到黑!
9、俗話說:禮輕情誼重;可俗話又說:禮多人不怪!
10、俗話說:人多力量大;可俗話又說:人多嘴雜!
11、俗話說:買賣不成仁義在;可俗話又說:親兄弟,明算帳 !
12、俗話說:一個好漢三個幫;可俗話又說:靠人不如靠己!
13、俗話說:人往高處走;可俗話又說:爬得高,摔得重!
14、俗話說:一口唾沫一個釘;可俗話又說:人嘴兩張皮,咋說咋有理!
15、俗話說:知識要有產權;俗話又說:不分享心裡不安!
16、俗話說:亡羊補牢,未為遲也;可俗話又說:亡羊補牢,為時已晚!
17、俗話說:瘦死的駱駝比馬大;可俗話又說:拔了毛的鳳凰不如雞!
18、俗話說:寧可玉碎,不能瓦全;可俗話又說:留得青山在,不怕沒柴燒!
19、俗話說:人不可貌相,海水不可斗量;可俗話又說:人靠衣裳馬靠鞍!
20、俗話說:浪子回頭金不換;可俗話又說:狗改不了吃屎!
21、俗話說:苦海無邊,回頭是岸;可俗話又說:開弓沒有回頭箭!
22、俗話說:退一步海闊天空;可俗話又說:狹路相逢勇者勝!
23、俗話說:三百六十行,行行出狀元;可俗話又說:萬般皆下品,唯有讀書高!
24、俗話說:書到用時方恨少;可俗話又說:百無一用是書生!
25、俗話說:金錢不是萬能的;可俗話又說:有錢能使鬼推磨!
26、俗話說:天無絕人之路;可俗話又說:天網恢恢,疏而不漏!
27、俗話說:出淤泥而不染;可俗話又說:近朱者赤,近墨者黑!
28、俗話說:捉賊捉贓,捉姦捉雙;可俗話又說:欲加之罪,何患無辭!
29、俗話說:貧賤不能移!可俗話又說:人貧志短,馬瘦毛長!
30、俗話說:青取之於藍而勝於藍;可俗話又說:薑還是老的辣!
31、俗話說:後生可畏;可俗話又說:嘴上無毛、辦事不牢!
32、俗話說:有緣千里來相會;可俗話又說:不是冤家不聚頭!
33、俗話說:在天願作比翼鳥,在地願為連理枝;可俗話又說:夫妻本是同林鳥,大難來時各自飛!
34、俗話說:得饒人處且饒人;可俗話又說:縱虎歸山,後患無窮!
35、俗話說:善有善報,惡有惡報;話又說:人善被人欺,馬善被人騎!
36、俗話說:一分耕耘、一分收穫;可俗話又說:人無橫財不富、馬無夜草不肥!
37、俗話說:小心駛得萬年船;可俗話又說:撐死膽大的,餓死膽小的!
38、俗話說:量小非君子;可俗話又說:無毒不丈夫!
39、俗話說:一寸光陰一寸金;可俗話又說:寸金難買寸光陰!
40、俗話說:日久見人心;可俗話又說:人心隔肚皮!
41、俗話說:光陰似箭;可俗話又說:度日如年!
42、俗話說:己所不欲,勿施於人;可俗話又說:順我者昌,逆我者亡!
43、俗話說:邪不壓正;可俗話又說:道高一尺,魔高一丈!
44、俗話說:小不忍則亂大謀;可俗話又說:不蒸饅頭蒸(爭)口氣!
45、俗話說:人人為我,我為人人;可俗話又說:人不為己,天誅地滅!
46、俗話說:不怕人不敬,就怕己不正;可俗話又說:眾口爍金,積毀銷骨!
47、俗話說:三個臭皮匠,勝過諸葛亮;可俗話又說:一個和尚挑水喝,兩個和尚抬水喝,三個和尚沒水喝!
48、俗話說:不入虎穴,焉得虎子;可俗話又說:老虎屁股摸不得!
49、俗話說:百事孝為先;可俗話又說:忠孝不能兩全!
50、俗話說:人無遠慮,必有近憂;可俗話又說:今朝有酒今朝醉!
51、俗話說:家事國事天下事,事事關心;可俗話又說:老婆孩子熱炕頭!
52、俗話說:人定勝天;可俗話又說:天意難違!
53、俗話說:愚公移山;可俗話又說:胳膊擰不過大腿!
54、俗話說:哪裡跌倒哪裡爬起;可俗話又說:一失足成千古恨!
55、俗話說:路不平有人鏟,事不平有人管;可俗話又說:自家掃取門前雪,莫管他人屋上霜!
56、俗話說:滴水之恩當湧泉相報!可俗話又說:過河拆橋、卸磨殺驢、兔死狗烹、鳥盡弓藏!
57、俗話說:雙喜臨門;可俗話又說:福無雙進,禍不單行!
58、俗話說:人挪活,樹挪死;可俗話又說:滾石不生苔,轉業不生財!
59、俗話說:嫁雞隨雞,嫁狗隨狗;可俗話又說:男怕選錯行,女怕嫁錯郎!
60、俗話說:明人不做暗事;可俗話又說:兵不厭詐!

Politics

A little boy goes to his dad and asks, 'What is Politics?'


Dad says, 'Well son, let me try to explain it this way:I am the head of the family, so call me The President.

Your mother is the administrator of the money, so we call
her theGovernment.We are here to take care of your needs, so we will call you the People.The nanny, we will consider her the Working Class.And your baby brother, we will call him the Future. Now think about thatand see if it makes sense.'So the little boy goes off to bed thinking about what Dad has said.Later that night, he hears his baby brother crying, so he gets up to checkon him.He finds that the baby has severely soiled his diaper.So the little boy goes to his parents' room and finds his mother asleep.Not wanting to wake her, he goes to the nanny's room. Finding the doorlocked,he peeks in the keyhole and sees his father in bed with the nanny. He gives up and goes back to bed. The next morning, the little boy says to his father,'Dad, I think I understand the concept of politics now.' The father says,'Good, son,tell me in your own words what you think politics is all about.'The little boy replies, 'The President is screwing the Working Classwhile the Government is sound asleep.The People are being ignoredand the Future is in deep sh*t.'

Wednesday, July 14, 2010

788 billion vs 295 billion

It is rediculous when you spent 788 billion on Bankerster only 295 billion on over 44 million poor people as medicare, then you understand how our gov works, is there anyone who cares

How gov works

1. giving money to bank the rich in name of saving people the poor.
2. blocking competitors by holding the too big to fail alive.
3. we are elected by you, we do things for you even it is wrong doing.
4. gov is gov, DEM or ROP, who cares when gov is bad itself.
5. come out people to vote them out who are cheating you, come out to resume your right to limit gov's activities even it wastes your money, however, it is your money, you spend it what you want other than entrust gov to use to sue AZ or Clinton.

Monday, June 28, 2010

google attacked

when you click google search results, you will be linked to somewhere inrelevant, it is wiered..

Saturday, June 26, 2010

neither a borrower nor a lender be

tell my son

innovation quote

I can not understand why companies such as Yahoo or Google would have a higher stock price than Dell or Microsoft or SUN. What is the true economic value of a search engine? We need to focus on true value, not perceived or "pretend" value.

Friday, June 25, 2010

The Future World

God is smart than human: when you are worried about energy shrtage, the internet grows dramatically. Imagine we don't have traffic because no one needs to go to office, everybody has their own home office where you have all the means to work or communicate, all you need is a real time screen, micphone, head set, a controller, you only go out when you want to travel, so the traffic headache go away for a while

Wednesday, June 9, 2010

Volunteer for June 8 primary

Serious matter to vote as americans: Eslate: $40000, JBC $5000, other Materials like posters, signs, maching storages & maintenance, freight, etc.. pretty expensive

AM radio on cellphone

Cellphone has only FM, why, because Americans don't need to listen to AM that comes with more commercials or Americans only need to listen musics that comes on almost all FM..or AM has more "money making" potentials that greedy corp-s have not figured out how to lock you on so they are promoting CC /HD radio that you need carriers "service" to listen........or whatever I don't need to find out...................

Thursday, May 20, 2010

Dow 10500

someone predicted in March that Dow will collapse at 10500, first to 6470 --> 4123, then 2450. If it goes to 4123, I should be rush in no matter what

Chinese-Indian

The survey says: Chinese won't to be chinese if they have next life but indians want to be indian

Sunday, May 9, 2010

Economy to cure

Wound needs to be cleaned totally before you are on way to recover, covered uncleaned wound could be getting worse, that is why TARP hasn't worked so far

Friday, April 30, 2010

Arizona anti-immigration law

Is America becoming a policy country? No, Arizonans, you should not do that. The illegal problem could have solutions but your way.

Saturday, April 24, 2010

TARP or money laundry

The too-big-to-be-fail-s are returning TARP money to Gov. who should give it back to tax payers, who will spend it to do something else, wow..this is typical money laundry...............gov. steals money with banks' assitstance.

Successful politician

Successful politician is those who say what poor people want to hear do what rich people expect them to do

Saturday, April 3, 2010

Check List

1). payoff anytime without penalty, refinance with other lenders without penalty.
2). interest rate is fixed for 30 years, ask how 15-year mortgage looks
3). insured items list
4). scope of purchased
5). appliance list (model #,profiled)
6). deposit turns to morgage,
7). incentives list and check, closing fee, upgrade, appliance, how pay?
8) Waster M?
9) total mortgage tells the cost and what interest rate you get and which loan is the best deal
10) fixed rate vs fixed amount mortgage pay
11) refi when APR is down?
12) paying point to get?
13). inspect/week, check before flooring
14) less pay, lower rate, high amount pay when rate is up
15) every month payment check.
16). who owns land?
17). Builder pays 3rd party
18). to know neighbour,
19). HOA fixed terms
20). Broker's charge a Yield Spread Premium (YSP) whereas most banks do not. Most banks don't allow overage or a YSP. Overage and YSP are pure profit for brokers and/or banks and usually increase the fixed margin on adjustable rate mortgages.
21). Request Mortgage calculators disclsoure
22). What is the total charge of transaction, total charge of ownership, total charges to be paid to lender?
23). Is mortgage rate at 6~7%?
24). Are we free to refinance with other lender in the future? Or do you lender restrain us from refinance with other lenders in the future when we can have better deal than what you can offer
25). Loan provided by builder may be higher if you don't do shopping around, there are more lenders in the market place.
26) 1-Keep in mind the smaller costs and fees: before and after sale; 2-Always read any paperwork you must sign; 3-Check everything in the house carefully; Make sure to hire a qualified inspector;4-Don’t get caught up in the sales trap:This includes your realtor, the sellers realtor, the inspector, the lawyer, the mortgage lender – everyone involved has their own interests to watch out for first;5-Get professional help:
27). Trend 2010: Walk-in closets in the master bedroom; Laundry rooms; Insulated front doors; Great rooms; Energy-efficient windows;Linen closets;Programmable thermostats;Energy-efficient appliances and lighting; Separate shower and tub in master bathrooms; Nine-foot ceilings on the first floor;;; Outdoor kitchens;Outdoor fireplaces;Sunrooms;Butler's pantries;Media rooms;Desks in kitchens;Two-story foyers;Eight foot ceilings on the first floor;Multiple shower heads in the master bath;Smaller kitchens
28). To determine the house price: $2,250 x 12 months x 10 = $270,000, where $2250 is monly rent, $270000 should be selling price.
29). Bag of Chips
30). Time to go shopping when Price goes down to 60% of the peak in 2007 ~2008

Saturday, March 27, 2010

Health Insurance

You don't spend insurance company's money when you are young and pay the premium, which are gone when you need it, insurance companies still increase your pay when you are older or lost job or get illed, it means, you throw your money away when you are young or in good health like feeding dogs.

Does it make any sense?

Sunday, March 14, 2010

Political Stability Force - Senate

You will see so many old senators in the USA, this is the secret of American polical stability, those 100 old men plus the 9 justice overwatch the moving of america who moves per its beautiful constitutions. President can be replaced soon, and the congress men but our senators. It looks like there is similariry in China politics, the older men stay on top pick the qualified young people, then transfer the power gradually

iPad, Laptop, Smartphone

Good point. I did think to have an iPhone lask year when I renew my cell phone contract, at last, I got the Moto Zine5, the 5 Megapix camera drew me to the decision. You have seen all the quality pictures I took with this phone like all those Jordan shoes, the Swiss watches, Ipod-s..I still think this camera is superb. Other than that, I loaded hundereds Chinese songs, it comes with FM radio, the added E_E and E_C dictionary helps me some time too.
Actually, what really came to my mind was a question that I asked myself "Do I need Phone internet?", the answer is no. I can have free internet access at any McDonald or Burger King thru my laptop that I still think is the first choice for me talking about IPAD, Tablet or Smartphone or Blabkberry..
I take iPad as kind of toy or Kindle, or it is a large version of iPhone, practically, I will go laptop. The concern for me is I want it to sit on a table or my knees, iPad or Kindle are out of my view. Nice talking to you my son.
Dad.

Saturday, October 24, 2009

http://en.wikipedia.org/wiki/The_Seven_Habits_of_Highly_Effective_People

The 7 Habits
Dependence to Independence
Habit 1: Be Proactive: Principles of Personal Choice
Habit 2: Begin with the End in Mind: Principles of Personal Vision
Habit 3: Put First Things First: Principles of Integrity & Execution
Independence to Interdependence
Habit 4: Think Win/Win: Principles of Mutual Benefit
Habit 5: Seek First to Understand, Then to be Understood: Principles of Mutual Understanding
Habit 6: Synergize: Principles of Creative Cooperation
Continual Improvement
Habit 7: Sharpen the Saw: Principles of Balanced Self-Renewal