Sunday, August 16, 2009

Amazing! believe it

it amazed me that how $1 + $2 billions worked for clunkers or people, but $800 billion didn't work for corp-s. can Obama use $800 to do similiar job as clunker's? they know it won't do it because they have no reason to save you people but the executives.......sigh! what a game

Friday, August 14, 2009

Healthcare

8 ways reform provides security and stability to those with or without coverage

Ends Discrimination for Pre-Existing Conditions: Insurance companies will be prohibited from refusing you coverage because of your medical history.

Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: Insurance companies will have to abide by yearly caps on how much they can charge for out-of-pocket expenses.

Ends Cost-Sharing for Preventive Care: Insurance companies must fully cover, without charge, regular checkups and tests that help you prevent illness, such as mammograms or eye and foot exams for diabetics.

Ends Dropping of Coverage for Seriously Ill: Insurance companies will be prohibited from dropping or watering down insurance coverage for those who become seriously ill.

Ends Gender Discrimination: Insurance companies will be prohibited from charging you more because of your gender.

Ends Annual or Lifetime Caps on Coverage: Insurance companies will be prevented from placing annual or lifetime caps on the coverage you receive. Extends Coverage for Young Adults: Children would continue to be eligible for family coverage through the age of 26.

Guarantees Insurance Renewal: Insurance companies will be required to renew any policy as long as the policyholder pays their premium in full. Insurance companies won't be allowed to refuse renewal because someone became sick. Learn more and get details: http://www.WhiteHouse.gov/health-insurance-consumer-protections/


8 common myths about health insurance reform

Reform will stop "rationing" - not increase it: It’s a myth that reform will mean a "government takeover" of health care or lead to "rationing." To the contrary, reform will forbid many forms of rationing that are currently being used by insurance companies.

We can’t afford reform: It's the status quo we can't afford. It’s a myth that reform will bust the budget. To the contrary, the President has identified ways to pay for the vast majority of the up-front costs by cutting waste, fraud, and abuse within existing government health programs; ending big subsidies to insurance companies; and increasing efficiency with such steps as coordinating care and streamlining paperwork. In the long term, reform can help bring down costs that will otherwise lead to a fiscal crisis.

Reform would encourage "euthanasia": It does not. It’s a malicious myth that reform would encourage or even require euthanasia for seniors. For seniors who want to consult with their family and physicians about end-of life decisions, reform will help to cover these voluntary, private consultations for those who want help with these personal and difficult family decisions.

Vets' health care is safe and sound: It’s a myth that health insurance reform will affect veterans' access to the care they get now. To the contrary, the President's budget significantly expands coverage under the VA, extending care to 500,000 more veterans who were previously excluded. The VA Healthcare system will continue to be available for all eligible veterans.

Reform will benefit small business - not burden it: It’s a myth that health insurance reform will hurt small businesses. To the contrary, reform will ease the burdens on small businesses, provide tax credits to help them pay for employee coverage and help level the playing field with big firms who pay much less to cover their employees on average.

Your Medicare is safe, and stronger with reform: It’s myth that Health Insurance Reform would be financed by cutting Medicare benefits. To the contrary, reform will improve the long-term financial health of Medicare, ensure better coordination, eliminate waste and unnecessary subsidies to insurance companies, and help to close the Medicare "doughnut" hole to make prescription drugs more affordable for seniors.

You can keep your own insurance: It’s myth that reform will force you out of your current insurance plan or force you to change doctors. To the contrary, reform will expand your choices, not eliminate them.

No, government will not do anything with your bank account: It is an absurd myth that government will be in charge of your bank accounts. Health insurance reform will simplify administration, making it easier and more convenient for you to pay bills in a method that you choose. Just like paying a phone bill or a utility bill, you can pay by traditional check, or by a direct electronic payment. And forms will be standardized so they will be easier to understand. The choice is up to you – and the same rules of privacy will apply as they do for all other electronic payments that people make.

Learn more and get details: http://www.WhiteHouse.gov/realitycheck http://www.WhiteHouse.gov/realitycheck/faq


8 Reasons We Need Health Insurance Reform Now

Coverage Denied to Millions: A recent national survey estimated that 12.6 million non-elderly adults – 36 percent of those who tried to purchase health insurance directly from an insurance company in the individual insurance market – were in fact discriminated against because of a pre-existing condition in the previous three years or dropped from coverage when they became seriously ill. Learn more: http://www.healthreform.gov/reports/denied_coverage/index.html

Less Care for More Costs: With each passing year, Americans are paying more for health care coverage. Employer-sponsored health insurance premiums have nearly doubled since 2000, a rate three times faster than wages. In 2008, the average premium for a family plan purchased through an employer was $12,680, nearly the annual earnings of a full-time minimum wage job. Americans pay more than ever for health insurance, but get less coverage. Learn more: http://www.healthreform.gov/reports/hiddencosts/index.html

Roadblocks to Care for Women: Women’s reproductive health requires more regular contact with health care providers, including yearly pap smears, mammograms, and obstetric care. Women are also more likely to report fair or poor health than men (9.5% versus 9.0%). While rates of chronic conditions such as diabetes and high blood pressure are similar to men, women are twice as likely to suffer from headaches and are more likely to experience joint, back or neck pain. These chronic conditions often require regular and frequent treatment and follow-up care. Learn more: http://www.healthreform.gov/reports/women/index.html

Hard Times in the Heartland: Throughout rural America, there are nearly 50 million people who face challenges in accessing health care. The past several decades have consistently shown higher rates of poverty, mortality, uninsurance, and limited access to a primary health care provider in rural areas. With the recent economic downturn, there is potential for an increase in many of the health disparities and access concerns that are already elevated in rural communities. Learn more: http://www.healthreform.gov/reports/hardtimes

Small Businesses Struggle to Provide Health Coverage: Nearly one-third of the uninsured – 13 million people – are employees of firms with less than 100 workers. From 2000 to 2007, the proportion of non-elderly Americans covered by employer-based health insurance fell from 66% to 61%. Much of this decline stems from small business. The percentage of small businesses offering coverage dropped from 68% to 59%, while large firms held stable at 99%. About a third of such workers in firms with fewer than 50 employees obtain insurance through a spouse. Learn more: http://www.healthreform.gov/reports/helpbottomline

The Tragedies are Personal: Half of all personal bankruptcies are at least partly the result of medical expenses. The typical elderly couple may have to save nearly $300,000 to pay for health costs not covered by Medicare alone. Learn more: http://www.healthreform.gov/reports/inaction

Diminishing Access to Care: From 2000 to 2007, the proportion of non-elderly Americans covered by employer-based health insurance fell from 66% to 61%. An estimated 87 million people - one in every three Americans under the age of 65 - were uninsured at some point in 2007 and 2008. More than 80% of the uninsured are in working families. Learn more: http://www.healthreform.gov/reports/inaction/diminishing/index.html

The Trends are Troubling: Without reform, health care costs will continue to skyrocket unabated, putting unbearable strain on families, businesses, and state and federal government budgets. Perhaps the most visible sign of the need for health care reform is the 46 million Americans currently without health insurance - projections suggest that this number will rise to about 72 million in 2040 in the absence of reform. Learn more: http://www.WhiteHouse.gov/assets/documents/CEA_Health_Care_Report.pdf

Saturday, July 18, 2009

What a 90er knows

Written By Regina Brett, 90 years old, of The Plain Dealer, Cleveland, Ohio"To celebrate growing older, I once wrote the 45 lessons life taught me. It is the most-requested column I ' ve ever written.My odometer rolled over to 90 in August, so here is the column once more:
1. Life isn ' t fair, but it ' s still good.
2. When in doubt, just take the next small step.
3. Life is too short to waste time hating anyone...
4. Your job won ' t take care of you when you are sick. Your friends and parents will. Stay in touch.
5. Pay off your credit cards every month.
6. You don ' t have to win every argument. Agree to disagree.
7. Cry with someone. It ' s more healing than crying alone.
8. It ' s OK to get angry with God. He can take it.
9. Save for retirement starting with your first pay cheque.
10. When it comes to chocolate, resistance is futile.
11. Make peace with your past so it won ' t screw up the present.
12. It ' s OK to let your children see you cry.
13. Don ' t compare your life to others. You have no idea what their journey is all about.
14. If a relationship has to be a secret, you shouldn ' t be in it.
15. Everything can change in the blink of an eye. But don ' t worry; God never blinks.
16. Take a deep breath. It calms the mind.
17. Get rid of anything that isn ' t useful, beautiful or joyful.
18. Whatever doesn ' t kill you really does make you stronger.
19. It ' s never too late to have a happy childhood. But the second one is up to you and no one else.
20. When it comes to going after what you love in life, don ' t take no for an answer.
21. Burn the candles, use the nice sheets, wear the fancy lingerie. Don ' t save it for a special occasion, Today is special.
22. Over prepare, then go with the flow.
23. Be eccentric now. Don ' t wait for old age to wear purple.
24. The most important sex organ is the brain.
25. No one is in charge of your happiness but you.
26. Frame every so-called disaster with these words ' In five years, will this matter? '
27. Always choose life.
28. Forgive everyone everything.
29. What other people think of you is none of your business.
30. Time heals almost everything. Give time.
31. However good or bad a situation is, it will change.
32. Don ' t take yourself so seriously. No one else does.
33. Believe in miracles.
34. God loves you because of who God is, not because of anything you did or didn ' t do.
35. Don ' t audit life. Show up and make the most of it now.
36. Growing old beats the alternative -- dying young.
37. Your children get only one childhood.
38. All that truly matters in the end is that you loved.
39. Get outside every day. Miracles are waiting everywhere.
40. If we all threw our problems in a pile and saw everyone else ' s, we ' d grab ours back.
41. Envy is a waste of time. You already have all you need.
42. The best is yet to come.
43. No matter how you feel, get up, dress up and show up.
44. Yield.
45. Life isn ' t tied with a bow, but it ' s still a gift.

"It ' s estimated that 93% of people who receive this email won ' t forward it. If you are one of the 7% who will, forward this with the title ' 7% ' . I ' m in the 7%. Remember, friends are the family we choose for ourselves Have a good day

Thursday, July 9, 2009

Who is telling the truth

GOP: CIA lied for several years to congress, W has nothing to do with bad decisions.
DEM: CIA lied for several years to congress, Pelosi doesn't know waterboarding.
ha.

Estimate, Forecast

Mangement asks sales to do accurate forecast, LA estimated $4m for MJ on 7/7/2009, actually it went to $1.4m, this is an example how accurate an estimate or forecast could be...
31 mil people watched MJ Memorial
32 mil people for Princess Diana
38 mil people for President Obama

Friday, April 3, 2009

Housing price meets value where bottom comes up

The signs of housing bottom:

- Your friends stop telling you it is time to invest. No, it is your debt lender's investment.
- The mortgage rate goes up to 7% for 30 years fixed loan.
- No one is concerned about housing price no matter it is going up or down, people show no interest.
- Public is saying housing price instead of housing value.
- NAR stops commenting on housing price.
- Media stops mentioning housing value for good or bad.
- Meloroose goes away.
- There are no open house signs around corner.
- Banks offer loans to you if you have savings with the bank, don't talk to you if you have no savings.
- Agents don't ask you how much you are going to pay but what house you are looking at and propose several options with detailed history and comp..
- Agents send you detailed reports to the options they give, provide inventory numbers and prices in neighboring cities.
- Always remember: House is lender's investment not yours, you are debtor to lender before you pay off, then debtor to IRS.
- Government stops giving money to first house buyer
- Those who say bottom are not from housing or related industry
- House is a house not home

Sunday, January 25, 2009

oil. gold . usd

Original here: http://life.lege.net/viewtopic.php?p=296#296 Hugo Chavez, Venezuela, Sheehan, the Bushies, the Falkland Islands and oil, oil, oil... 2006-02-18 13:40:39 -0800 updated 2006-02-24 01:10:00 +0200 by Mitch Elder I just thought I'd take the opportunity to share some points of fact that might illuminate our current global situation. The last 25 years of history has been distorted by the corporate media conglomerates and government and most people really don't know the true reasons for "The War on Terror" the Bush Administration's hatred of Hugo Chavez and Iran, and of course, the Iraq war. So a little history please... In 1971 Richard Nixon took us off the gold standard. He did this by Executive Order, which technically, was unconstitutional since the Constitution specifically demands the dollar be based on silver (gold has always been considered an acceptable substitute) but that's a story for another time. The point is, we had incurred a significant federal debt as a result of the Vietnam war and foreign countries who had bought Federal Reserve Bonds had been cashing them in for gold. Our strategic gold reserves had been cut in half and were on the verge of depletion. So Nixon severed the dollar/gold connection so he could repay our debts with worthless paper (fiat currency) which we still have today. Since then, incidentally, the value of the dollar has dropped (creating inflation) by over 300%. Taking us off the gold standard set the stage for everything that has transpired since. With no solid basis of value for the dollar, the US economy would have imploded, but fortunately there was a de-facto standard waiting in the wings: oil. Prior to severing the gold connection, Kissinger negotiated an agreement with King Fahd of Saudi Arabia to accept only US dollars for oil. This placed the US dollar on an oil standard even though we didn't produce that oil and forced the rest of the world to continue complying with the Breton Woods Agreement which called for the US dollar to be the global reserve currency. Everyone on the planet was effectively forced to store US dollars in order to conduct business. This arrangement was held in place by various political factors and relationships: 1) Saudi Arabia was, and is, the 900 pound gorilla of OPEC; 2) We held the Shah of Iran by the balls by virtue of our military presence on his soil; 3) the British played along; 4) There were (and still are) only two commodities exchanges on the planet where crude oil can be transacted: New York and London. This meant that regardless whether you were selling or buying, if you transacted oil, you had to do it in the New York Mercantile Exchange or the International Petroleum Exchange in London. And they don't take American Express - only dollars. Now the stage was set for the oil embargo of the 70's, the hostage crises, the Falkland Islands war, the Gulf War, the Balkans War, the Iraq invasion, the rise of the neocons and a great many other things. Now, hold that thought while I diverge for a moment. Islamic law dictates that only gold is to be used as money. It forbids the use of fiat currency. When the US dollar was taken off the gold standard, the acceptance of US dollars for oil violated Islamic law and this really pissed off the Muslim oil producing countries. So, meanwhile back at the ranch... The other OPEC countries of Muslim persuasion ganged up on the 900 pound gorilla and refused to play along with production quotas. This led to the oil embargo of the 1970s which the Carter Administration inherited from Nixon. With the fall of the Shah of Iran, Arab hatred for US meddling, and our support for Israel, the whole thing boiled over and led to the hostage crisis. This just further complicated the oil production problems emanating from the Middle East. It would have gotten a whole lot worse (if you can imagine that) were it not for our own oil production from the north slope which hit its peak in the late 70's. When the Reaganites hit Washington, they brought with them several key oil industry players, most of whom were, and still are, voting members of the Carlisle Group, a US/Saudi consortium of energy investors including George H. W. Bush, James Baker and Frank Carlucci. They were instrumental in convincing the Saudis to ignore the other members of OPEC and increase their own production to meet demand. In addition, the CIA instigated a war between Iraq and Iran who are well known in the region for having historical/cultural differences. This broke the embargo and the oil started flowing again. With the price of crude coming down, the 80's were a great big party for Wall Street. It had nothing to do with Reaganomics. The 80's heyday stock market was also, more than likely, heavily influenced by the changing of the guard at the Federal Reserve Board in 1982, when Alan Greenspan took over for Paul Volcker. Volcker had notoriously continued to raise interest rates throughout the oil embargo, placing an internal stranglehold on the economy in order to discredit the Carter Administration and launch the conservatives to power. It worked. Within a couple of years after Reagan took office, Greenspan began running the printing presses night and day and flooded the market with cheap money built on cheap oil. The 80's saw several world events that would have a lasting effect on the oil economy. These were: 1) The fall of the Soviet Empire which led to the opening of Eastern Europe and set the stage for the construction of a pipeline to Western Europe through the Balkans and access to oil fields in the Caspian Sea. Thus, our military intervention in the former Yugoslavia. 2) The Iraq/Iran war lasted for ten years thus occupying the attention of Middle Eastern countries like Libya who would otherwise have had more incentive to attempt a disruption of the US economy through the oil flow. But fears of US military intervention in the region along side the ongoing Iran/Iraq war, all of which, might have resulted in a "spilling over" of the fighting into neighboring countries, led Middle Eastern leaders, especially the Fahd regime, to put a lid on Qaddafi. Our military bombing of Tripoli was simply used to send a message on behalf of King Fahd: Mohammar needed to sit down and shut up before everybody started losing money. 3) The Falkland Islands war. Y'ever wondered why in the hell the UK would be interested in a couple of barren rocks half-way around the world? Easy. Venezuela is a major oil producer and a member of OPEC. When Argentina attempted to take over the Falklands, it was a military attack on a strategic naval base location. Incidentally, the same holds true for Somalia. Look at where Somalia is in relation to the Persian Gulf. Only the US and British Navies are allowed to occupy such a key choke point on the shipping lanes. But, I'm getting ahead of myself. We'll get to Venezuela in a minute. The 90's brought an end to the Iraq/Iran war. Iran was beaten badly and Iraq was in debt. It needed to pay that debt off and like the US, it wanted to pay it off using someone else's resources. Kuwait was an easy target. Hussein didn't count on the resolve of the American and British commercial interests in the region. In fact, the whole world took notice of this one and moved to keep Hussein from controlling that much of the world economy. If you think the Gulf War was to liberate Kuwait, I've got some great beach front property in Kingman Arizona I'll let you have cheap. Americans love their consumption lifestyle, but we can't really bear to look the true cost of it in the face. The Gulf War was just too ugly and G. H. W. Bush lost to Clinton as a result of that war, even though it was an economic necessity. An avoidable one, true, but necessary nonetheless. Had we followed the Carter plan for energy independence, we would not be where we are today. But the doves lost the propaganda war with the rise of Reagan and the puppet masters behind Washington have been pulling the strings ever since. The economic boom of the 90's was not a result of Clintonomics. I hate to tell you folks, but the reality is no president has any real control over the economy. Even their influence on tax policy has little if any lasting effect. The Wizard of Oz was an illusion created by a man behind the curtain. And that man (or men) is the Federal Reserve Board. Clinton inherited Alan Greenspan, a magician whose greatest trick is creating money out of thin air. Let me diverge again for a moment for a short economics lesson. The Federal Reserve Bank is neither federal nor a bank. It is a consortium of the nations largest banks - banks so large they must go direct to the federal government to borrow money. These banks, banks like Citibank and JP Morgan Chase, send a representative to the Federal Reserve Board meeting a few times a year and they decide among themselves what the interest rate will be for money they loan each other on a short-term basis using money they first borrow from the US Mint. This is called the Prime Rate. So, wrap your mind around this logic. The nation's largest banks get together and decide how much money they want and what they are willing to pay for it. Then, they send the Chairman to Congress to make their demands. The US Mint creates the amount demanded, out of thin air, (remember, our money is based on nothing) and these banks then lend this money out to the rest of us for a profit, which they pocket. Now, just to make things even more twisted, these same banks will also lend this created money they get for free, back to the government for a profit by buying US Treasury Bonds. And we get to pay the interest on this debt with our taxes. And that's the scam. Greenspan ramped up the printing presses and lowered interest rates to ridiculously low levels, allowing anyone to borrow money, including many people who shouldn't have. This caused people to turn their homes into ATMs and led to real estate speculation and real estate prices that have gone through the roof. The US economy is like a bicycle: if it stops moving, it falls. This elaborate house of cards is solely dependent on consumption. If people stop spending money, the economy implodes. And since people don't make any money to start with, they must borrow it to spend it. You see, since the rise of the conservative movement and deregulation, the US has exported its manufacturing jobs. Our economy is now 80% service industry. Service jobs create nothing. Only manufacturing jobs create real wealth by creating things that people need and buy based on need. But since we are all service workers, everything we buy is now made overseas and we are nothing but consumers. Under this scenario, credit must be made cheap and easy in order to give people something to spend. The housing bubble created during the 90's with cheap credit provided that flow of easy money. But it's over now, so look out. Okay, back to oil and dollars. Something must keep the US economy afloat. The real estate bubble followed on the heels of the Stock Market bubble which followed on the heels of the S&L junk bond bubble. We no longer have a bubble of artificially synthesized equity to create. In the absence of the creation of any real wealth, we are out of options and the only thing holding the US economy together is the fact that dollars must be used to buy oil. This fundamental requirement demands then, that all nations hoard US dollars for use to drive their own economies. To get these dollars, they buy bonds - IOUs issued by the federal government which then pays an interest. This causes them to invest in our debt. Thus the rising federal debt levels. This house of cards was holding until something went very, very wrong... Saddam Hussein decided in late 2001 (note the date folks) that he would sell his oil (oil for food program) for Euros instead of dollars. His decision was, to hell with everyone else, don't go to New York or London, come straight to Baghdad and I'll sell you my oil for Euros direct and we'll cut out the middle man. Other countries caught wind of this idea and liked it. It represents autonomy from US control and for Muslim nations, a chance to comply with Islamic law and sell oil for gold. But abandonment of the dollar standard would cause the collapse of the US economy by pulling the value rug out from underneath the dollar. The oil industry was not going to let this happen. A message had to be sent to the world: stop buying our dollars and debt, and we'll kick your ass. The problem was, how to sell it to the public. There had to be a reason that the average schmuck could get behind. And then, something wonderful happened. A major terrorist organization was planning a big hit on US soil. This was the Pearl Harbor the neocons had been dreaming of. A full report even hit the president's desk a month prior. The front page read: "Bin Laden plans major attack on US." What a deal. All that needed to happen was a major attack on our land and blame could be placed on Iraq. So the necons just got out of the way and let it happen. And the Iraq invasion was on. Iran - and this is getting absolutely no mainstream, corporate news coverage but is all over the financial networks on the Internet - is in the process of setting up in international commodities exchange in Tehran where they will sell oil for Euros. They plan on bringing this on line next month. Their "nuclear program" is almost nonexistent. They don't have the money for a nuclear program. The REAL nuclear threat to the US is the severing of the dollar/oil connection. And guess who else wants to sell oil for Euros? That's right, Hugo Chavez. But there is one thing that no one on the planet can avoid and that, is Peak Oil. All of the war, the scams, the shredding of the Bill of Rights, the corporate take over of America is, in the end, the fits and gasps of a dying Empire that was built on a diet of crude oil and is now starving to death. In Summary: 1970's:
Gold standard abolished, oil standard established.
Nixon, the first, conservative Imperial President falls under the weight of scandal.
Carter is elected in the wake of the scandal.
Middle Eastern OPEC nations rebel against the dollar standard and create an embargo by refusing to bow to Saudi Arabia's production quota demands.
The Shah of Iran falls and the US loses Iran as an oil producing puppet state.
Paul Volcker, Chairman of the Fed and a member of the neocon inner circle, places additional pressure on the US economy by restricting liquidity through high interest rates knowing that the presidency will take the political blame.
Carter prepares and implements a 30-year plan to remove the US from foreign oil dependency.1980's:
Reagan and the conservatives rise to power on the sad health of the economy.
The Carter energy plan is immediately abandoned by the Reagan White House.
James Baker and George H. W. Bush negotiate an agreement with King Fahd to ignore other OPEC members and increase production which, they agree to.
North Sea oil fields are opened by British Petroleum.
Iraq/Iran war begins and along with increased production from the North Sea, the Alaskan North Slope and Saudi Arabia, crude prices drop.
The new Chairman of the Fed, Alan Greenspan takes control in 1982 and abandons the Volcker choke hold on liquidity.
Cheap, plentiful and easy fiat currency through the Federal Reserve and Central Bank lending, along with relaxed controls on the financial community enacted by the conservatives, fuels the economy by allowing more and larger risky leveraged speculation investment.
Speculatory, leveraged investments on Wall Street lead to the Savings and Loan collapse (the first artificial bubble to be inflated for profit and then allowed to crash leaving naive investors holding the bag).
Soviet Empire crumbles on the worthless Ruble and the Eastern Bloc is opened to the West for petroleum exploitation.1990's:
Iran/Iraq war ends and Iraq invades Kuwait to rob its oil wealth.
Gulf War begins.
Balkans War begins.
Greenspan continues easy lending practices and the second artificial bubble is created, this time in the general stock market which reaches artificial and ultimately unsustainable highs during the Clinton years.
Stock market crashes in the later part of the decade. The hardest hit are tech stocks. It goes down in history as "The Dot Com" bubble.
Housing market bubble begins to inflate on the heels of the stock market crash.
The Clinton financial house of cards is better built than the house that Reagan built and the federal debt owed to Central Banks and foreign interests is paid down significantly. Incidentally, Katherine Austin Fitts (www.solari.com) once Assistant Deputy Secretary of Housing and Urban Development under the first Bush and Clinton, points out that one of the things that the Clintons did to really piss off the neocons was to play the game better than they did. Clinton was, after all, an economics major.2000 and beyond:
Having lost an election to both Carter and then Clinton, the neocons vow to never let something as trivial as a national election get in their way again and George W. Bush is appointed by the Supreme Court to the White House.
Already having personal reasons to hate Iraq (and then of course there IS all that oil, after all) the Bushies are itching to open up a can of whoopass on Saddam Hussein.
Hussein gives them another excuse by attempting abandon the dollar standard. For that transgression against The Empire, he pays dearly.
The neocons are handed a golden opportunity (or helped to create it, according to some) when the towers are attacked. Every flimsy excuse under the sun is used to justify the invasion, but never the truth.
Peak Oil threatens to unravel the entire ruse by eliminating the sole source of wealth for the planet. The neocons have now, apparently decided to turn back to a time tested wealth building strategy: indentured servitude.And now you know the rest of the story. Mitch Elder (Posted with permission)

Thursday, January 15, 2009

10 words

OUR CUSTOMER SERVICE CREED
The 10 most important words:
“We are here to help you, whatever your requirements are.”
Be a one-stop solution for all customer requirements regarding engineering, testing, test equipment and technical services.
The 9 most important words:
"Thank you for your business. Please come back again.”
Always respect and value our Customers.
Thank our Customers for choosing Dayton T. Brown, Inc.
The 8 most important words:
“I’m not sure, but I will find out.”
Respond and act promptly on ALL Customer requests and meet the Customer’s deadlines.
The 7 most important words:
“What else can I do for you?”
Ask questions, and not make assumptions.
Be committed to providing the highest level of integrity to our Customers.
The 6 most important words:
"What is most convenient for you?”
Embrace new ways of doing things and challenge new ideas. Never maintain the status quo. Be flexible.
The 5 most important words:
"How may I serve you?”
Do not keep customers waiting.
Do not wait for Customers to call back, but return calls as soon as possible, and on the same day we receive them.
The 4 most important words:
"How did we do?”
Report all Customer feedback to our supervisors, and respond to our Customers quickly if a complaint was reported.
The 3 most important words:
"Glad you’re here!”
The 2 most important words:
"Thank you.”
The most important word:
"Yes.”
With honesty and integrity.

Tuesday, January 13, 2009

Family Photos

By Alice Zhao ‘12, Contributing ColumnistPublished on Thursday, October 16, 2008
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I began laughing the moment I opened the thin, innocent-looking envelope. Someone, or perhaps more than one person, had anonymously mailed me a photo of an inside joke from my DOC Trip, scrawling various one-liners on the outside of the envelope. A melange of memories accompanied the photo — not showering for five days, awkward moments from living in the wilderness, and how five days in the New Hampshire-Vermont forests transformed a group of nine strangers into a family unit.
“Family?” I asked myself, clutching my photo, wandering around the Hop. When did I begin thinking of nine people who I never met before, in a place I never set foot in as my new family? I spent the first night of my DOC Trip crying in my sleeping bag, bitterly wishing I had never signed up to spend my first days as a college student in the middle of nowhere — miles and miles away from my real parents.
The wood walls of the cabin around me lacked the photo collages of my suburban Kansas bedroom. I had developed little rapport with the people sleeping around me through a few formulaic exchanges, and, not suprisingly, our early conversations fell somewhere between blatantly awkward and glaringly absent.
Like Emily Johnson (“At Home In Hanover,” Oct. 6), I quickly drew the line between my old and new homes. As I longed for the memories, people and friendships enshrined in my photo collage at home, the strangers whom I was forced to coexist with on my DOC trip made the bareness of the cabin walls around me painfully obvious.
Somehow the line between my old and new family blurred during the five days in the wilderness as we nicknamed our Trip leaders “Mom” and “Dad.” Between cooking, hiking and getting to know each other through conversation, I began to draw parallels between my family life in Kansas and my new makeshift family unit in New Hampshire.
Trip expectations for my cooking mirrored my parents’ goals — no fires, no deaths, quasi-edible food equal success. The hiking trip dialogues resembled car talk on my family road trips to Disneyland: various chimes of “Are we there yet?,” increasingly exasperated replies of “Not yet” from “Mom” and “Dad,” and, finally, various word games designed to entertain and distract the trippee “children.”
The familial theme continued when I returned to Hanover. While portions of my Trip family still live near me, my family unit expanded to include dorm mates.
In the dorm, I bonded with my floormates as we butchered our laundry together — putting detergent in the bleach slot and mistaking the dryer for the washer. Consequently, I gained a sense of family with my floormates as we shared giggles after a dormmate shrunk his bedsheets to a small swatch of fabric.
Cooking in my dorm was another reminder of expectations from home. Group ‘schombbing to the Hop was even reminiscent of family road trips with more siblings, random bits of conversation, and, of course, the occasional “Are we there yet?”
Despite these parallels between my old and new families, I didn’t officially link them until, coincidentally, my parents mailed an album full of childhood memories, leaving empty slots for photos of my Dartmouth family. I added group photos from my Trip between snapshots of my nine-year-old self, gleefully placing rabbit years on my parents’ heads at Disneyland. Snapshots of scenic views seen on the trail went between road-trip highlights. Each photo in my album represents a snapshot of the family I love or the family I have come to love at Dartmouth. Empty spaces remain for future additons.
I deliberately excluded the Trip photo that appeared in my Hinman Box from my album, opting to hang it up instead as part of the new photo collage that I’m assembling on the wall of my dorm room.
Next article in Opinion (2/2) » Piercing Feedback

Touch The Candidate!

By Alice Zhao ‘12, Contributing ColumnistPublished on Tuesday, October 28, 2008
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I touched the fire. Well, sort of.
Consistent chants of “Touch the fire!” hurtled by thousands of upperclassmen slowly dulled my judgment until I quasi-intuitively gravitated toward the bonfire. The crowd’s enthusiasm enveloped me until I could almost envision my hands caressing the flames. Mob mentality clouded my personal judgment until I finally realized that deciding not to cremate my hands was smarter than following the crowd’s advice.
In his recent column, Peter Blair ‘12 asserts that our generation displays a similar tendency to mindlessly embrace Barack Obama and Sarah Palin’s campaigns for the upcoming election (“Informed Enthusiasm,” Oct. 19). According to Blair, youth support for both candidates is based on messianic overtures and not on the candidates’ platforms or qualifications. Blair equates our generation’s shared enthusiasm and endorsement for a candidate with running around his or her political bonfire with little or no justification beyond an idealistic desire to change the world.
I disagree, however, that young voters view either Obama or Palin as political bonfires to run around and touch in the next election. While voters from various ideologies and age groups gravitate toward candidates based on hype and imagery, few voters continue to support candidates on hype alone. Messianic imagery may initially lure most voters to a political bandwagon, but I — and most young voters that I’ve spoken to — justify continued support based on campaign stances, platforms and ideology. Realistically, we do not expect that a savior will miraculously fix the U.S. health-care system by building a political bonfire, nor do we expect that running around it with our endorsement will accomplish that same goal.
Instead, I support Obama for his plan to reform, expand and make health care more affordable. Sure, his charisma, youth and intelligence appeal to me, but my peers and I cite his platforms, and not solely his personal appeal, as the primary reasons for our support. Some listed their views on health care, economic policy and reproductive rights in supporting Obama. A few called Obama “our generation’s candidate,” pointing out his willingness to reach across party lines and his ability to appeal to the public as a whole.
The situation is similar for my conservative peers. In their decisions to support McCain, some cited his relatively longer experience in the Senate. A few mentioned social issues. One noted his economically conservative background, while another criticized liberal ideology as a whole.
In short, none of the 25 or so peers I polled justified their candidate choices on hype. Granted, I encountered more liberal leaning voters than conservative ones, but I didn’t detect a running-around-the-bonfire-esque collective mentality from either party’s supporters. When prodded, most people justified their decisions with concrete policy or personal ideology.
Despite the messianic imagery touted by some, most young voters support a candidate based on the soundness of his proposed policies, not an idealistic visions of him as a savior. While some people’s decisions are made on savior-like imagery, most voters realize a crowd’s endorsement doesn’t necessarily make a candidate’s policies any better — just like thousands of people chanting “Touch the fire” doesn’t make touching it any better of an idea. Most freshmen realized, as I did, that the throng of people supporting the idea had little bearing on its merit, just like a messianic bandwagon surrounding a candidate does not necessarily yield a better nominee.
Youthful enthusiasm does not automatically mean blindly following a candidate. Similiarly, voters who support a candidate weigh his platforms and policies against their own and don’t blindly accept him as political gospel. The majority of youth voters do not display a “touch the fire” mentality in supporting a candidate. My peers and I vote in the same way we “touched” the fire — on our own accord after it collapsed, not on the crowd’s accord while it was still burning.
« Previous article in Opinion (1/2) Blitz Goggles

Red States, Blue States

By Alice Zhao ‘12, Contributing ColumnistPublished on Friday, November 14, 2008
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“We’re immigrating to America?”
I equated moving to the United States with moving to a different universe. At age nine, I resisted leaving my friends, my house and the Chinese newspapers on the kitchen table for a new world. In my childish mind, America equaled space stations, aliens and foreign printed materials — not the familiar comforts of home. I welcomed dinnertime conversations about the move about as much as the mysteriously limp vegetables on my plate. What bothered me most, however, was being excluded from the after-dinner political discussions, especially after one of the adults caught my friends and me eavesdropping.
Shortly after the move, I realized my new American home and friends weren’t as foreign as I had first expected. But the first newspaper I opened was just as alien as I imagined. The opinion pages condemned, criticized and satirized politicians and policies — content that I didn’t remember from those Chinese newspapers on the kitchen table. The Chinese opinion pages lacked the sheer derision their American counterparts had for many candidates and policies. Whereas the U.S. pages ranged from scathing to quasi-complimentary, the Chinese ones nine years ago ranged from loosely critical to sycophantic.
The disparity between the Chinese and American print media underscores theunderlying tone of political discourse in the two countries. The American system featured — and still features — door-to-door canvassing efforts, negative political advertisements and lively lunchtime conversations about Sarah Palin. In contrast, the Chinese system featured fewer political volunteers and public political discussions, as well as less critical writing and reporting. Although tolerance for political expression has increased in recent years in China, differences between the U.S. and Chinese systems persist.
The two presidential campaigns I’ve witnessed since the move reflect these disparities. The recent swath of canvassing volunteers contrasts sharply with the dearth of door-to-door campaigners in my childhood. I don’t recall strangers knocking on my door with political agendas and shiny stickers — U.S.-style political campaigners didn’t exist in my neighborhood.
In contrast,several partisan and non-partisan Dartmouth volunteers grilled me on my political leanings before the recent election. When I told them I couldn’t vote, they produced an impressive collection of posters and buttons for “other methods of participation.” Thus armed, my friends and I took full advantage of the American political system to express our views. We were the random strangers dispensing campaign paraphernalia at people’s doors. We plastered the aforementioned collection on windows, doors and bulletins, bathing our dorms. We subtly and not so subtly worked our policy preferences into everyday conversations.
The election atmosphere across campus seemed utterly alien compared to the less politically open one of my childhood. Most adults held political conversations at home, with friends and eavesdropping children, not with strangers at public dining halls. The idea of campaign paraphernalia was ludicrous in itself, as was the display of political stickers in public areas.
Now, my favorite sticker to display is the one for which my dormmates dragged me out of bed on Election Day. They saved an “I voted” sticker from their early morning trek to Hanover High, a symbolic gesture I appreciated when I picked up The Dartmouth that day. This very Opinion page reflected the diversity of political ideologies, which — like the sticker — symbolized a degree of political expression I hope my childhood friends will attain as different political opinions become more and more acceptable at home in China.
Granted, freedom of speech was not a top priority when I was nine. Nine years later, however, it defines my role as an Opinion columnist. Printed conversations should further political discussions, offering a repertoire of viewpoints instead of merely reflecting a fraction of them. Self-expression should only be edited for clarity, style and good taste so readers can “vote” on its merit, not its ideology.
Indeed, the ideas for this column first crossed my mind on election night. Sandwiched between liberal and conservative friends, I realized I didn’t even dream of writing a politicallyoriented column nine years ago, let alone seeing it in print. That was the America my parents spoke of around the dinner table.
« Previous article in Opinion (1/2) Verbum Ultimum: Tightening Our Belts

The Polka-Dot Umbrella Plan

By Alice Zhao ‘12, Contributing ColumnistPublished on Monday, December 01, 2008
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When I was younger, I dreamt of becoming a polka-dot umbrella. While my peers fixated on occupations in banking, archeology, and other fields, I aspired to “protect people from the rain” professionally. My parents and teachers temporarily indulged this umbrella fantasy, before explaining that future jobs should a) posses a decent outlook, b) provide reasonable returns on the financial investment of a college education and c) be physically possible.
In other words, becoming a polka-dot umbrella was not a viable option. My underlying “protect people from the rain” mentality, however, gradually matured into ambitions of a career in public service.
According to an article in USA Today earlier this month, public service industries will soon experience severe staff shortages: Federal and university projections predict a shortage of 2 million public school teachers and 500,000 nurses in the next two decades and 200,000 government positions in the next two years (“Programs help with tuition in exchange for public service,” Nov. 18).
For many students, however, a career in public service is a difficult choice considering the financial investment in their education. Indeed, one friend recently abandoned his passion for public service in favor of a more “practical” field because of “strains” on his family’s finances.
The average new college graduate owes almost $22,000 in student loans, making starting salaries a key deterrent from a career in public service. Monthly loan payments of $600 spur graduates such as my friend to abandon their dreams for financial stability. It comes as no surprise that, according to the USA Today article, financial implications are “a major barrier” in attracting young, talented graduates to public service, compounding the field’s increasing staff shortage.
But in light of current and projected job deficits across the country, various universities have created new initiatives to nudge otherwise reluctant or financially wary graduates into public service. Such programs assist students financially in exchange for public service work after graduation.
This fall, Princeton began offering free masters degrees for students who pursue two-year federal government jobs after graduation. Starting in 2010, Harvard Law School will waive the $41,500 third-year student tuition for students willing to commit five years to a government or non-profit field after graduation. Tufts currently offers loan payment assistance to all graduates in exchange for public service work.
I commend these new initiatives because they help attract and retain innovative, talented students such as my friend who would otherwise abandon or overlook public service jobs because of financial constraints.
Princeton recently hosted an institutional conference of 24 other colleges and universities in the hopes of expanding these programs. Congress is even considering a public service equivalent of the ROTC, to be known as the “Roosevelt Scholars” program, which would provide graduates with full tuition, room and board, and spending stipends for completing a federal agency internship and three years in some government agency after graduation.
Passing the Roosevelt Scholars program bill and expanding institutional incentives for students pursuing public service is crucial to expanding the pool of potential public servants. Governmental and institutional incentives will allow graduates to indulge their “protect people from the rain” passions while shielding their families from current and future economic storms.
« Previous article in Opinion (1/2) Show Me The Money!

Sunday, December 21, 2008

Warren Buffett, the man

Warren Buffett (born 1930) made his billions (and became the second richest man in the world after Bill Gates) from the success of the companies held by his investment vehicle, Berkshire Hathaway, a publicly quoted company. He has described the extent of his involvement in these companies as being limited to the allocation of capital and people. “Charles T. Munger, Berkshire Hathaway’s vice-chairman, and I really have only two jobs,” he once said (Charles T. Munger being his long-time closest associate). “One is to attract and keep outstanding managers to run our various operations. The other is capital allocation.” That includes setting the compensation of the chief executive.

Saturday, December 20, 2008

American lives vs others

It Seems To Be: While The USA has spent about half trillion dollars and lost about more than 4000+ lives to hope for bringing democracy and liberty for Iraq! In the return, Iraq has offered USA with a pair of shoes hurling toward a leader of a nation recently! and willing to send all US soldiers home without a word of appreciation! In summary,it seems to be this is a big waste of lives and money to give to these thankless folks! And sadly, the heart-breaking videos have shown countless Americans have suffered at home! lost of houses and being kicked out of apartments due to they lost their only job to pay rents and morgages! IT IS VERY SAD TO ALL AMERICANS WHO HAVE TO FACE THE UNKNOWN FUTURE AT HOME! THE USA MUST THINK TWICE TO GO OUT TO HELP THE REST OF THE WORLD WHILE AMERICANS ARE LEFT ALONE IN THE COLD! AND THESE CITIZENS WHOM WHO ARE THE TAX-CONTRIBUTORS TO THE NATION! THE WORLD ALWAYS HAVE ZILLIONS OF PROBLEMS TO BE ASSISTED AND NO ANY NATION CAN HELP THEM ALL!!!

Saturday, November 22, 2008

THIS/HOME country, children's belief

I love THIS country, I am able to give what learned from my HOME country, I love my HOME country who has been giving me and trained me to be who I am today to contribute to THIS country. Children tend to believe everything in the world is related to them, this may also be a measure to tell how mature an adult is..

Wednesday, November 12, 2008

Auto bail out, Gay marriage

Give me a break.
To buy the junk car is the only way tax payer can do to save auto industry, no we don't need that cars, if GM and F fails, Toyota will go up, is it good for the industry. Give me a break, don't do that Nancy P., do you know you are doing an emotinal decision to buy. OMG, let us pray.

You will see what happens, GM and F still don't sell, what you do? more injections...endless

Imagine one day that 50% couples are gay married, probably we don't have to do birth control in China, is it God's hand to help. I don't know.

we knew it was bad, but we did not know it was that bad.........

Wednesday, November 5, 2008

Witness the historic moment: US President Elected

10 seconds right after poll closing in PT zone, the breaking news comes out: OB is elected president of the USA.
I love this country, you can be what you want to be, every child here could be next president of the United States of America, this is democracy, liberty, freedom, very importantly opportunity land, thanks to the founding fathers of the country, European can not do this, Asian can not, or African, it is the only place where you want to live it is American who you want to become...
This is real Americans' dreams that come to true not only African Americans',

Saturday, October 25, 2008

share price and number of shares

why you don't make money, you have more shares when price goes down, you got the number you lost your value. So remember value only counts not numbers of shares, it is always true you will get value back over time when you have good shares on hand, who the heck you know what good shares are.

oil-money-war, we don't run out of oil,

Iran oil fuels US carrier, US carrier props oil price up pays more money to Iran who has more resource to sell more fuel to US who destroys Iran who wants to have nuke, then everything goes to another cycle... is it funny, whose fault for the war, this is a chicken-egg argument,
what happens if US gets rid of all its carriers?
what happens if Iran doesn't want to have nuke?
what happens if airplanes only are used for transport human?
what happens if all goods imported or exported only are via ocean? make this as law.
what happens if green peace has no more excuse and mkaes stories?
what happens if God know everything that is happening?
.........

Sunday, October 19, 2008

Abraham Maslow 5 needs


The theory arose out of a sense that classic economics was not giving managers much help because it failed to take into account the complexity of human motivation. Maslow divided needs into five:
• Physiological needs: hunger, thirst, sex and sleep. Food and drinks manufacturers operate to satisfy needs in this area, as do prostitutes and tobacco growers.
• Safety needs: job security, protection from harm and the avoidance of risk. At this level an individual’s thoughts turn to insurance, burglar alarms and savings deposits.
• Social needs: the affection of family and friendship. These are satisfied by such things as weddings, sophisticated restaurants and telecommunications.
• Esteem needs (also called ego needs), divided into internal needs, such as self-respect and sense of achievement, and external needs, such as status and recognition. Industries focused on this level include the sports industry and activity holidays.
• Self-actualisation, famously described by Maslow: “A musician must make music, an artist must paint, a poet must write, if he is to be ultimately happy. What a man can be, he must be. This need we may call self-actualisation.” This involves doing things such as going to art galleries, climbing mountains and writing novels. The theatre, cinema and music industries are all focused on this level. Self-actualisation is different from the other levels of need in at least one important respect. It is never finished, never fully satisfied. It is, as Shakespeare put it, “as if increase of appetite grows by what it feeds on”.

Tuesday, October 14, 2008

someone else's concerns when to buy house

With that approach, the ups and downs of the market will be someone else's concern.

This is a standard answer of "Realtors", "Brokers", "Builders" those who want to sell houses to you, your concerns are their concerns because without selling, how they make money, they don't care how much you pay, the higher the better they get, why should not they be concerned, forks, is it a mathematic question, you can get a house @ 450K why you pay 600K and keep it years. I am laughing .......they don't like you to maxmize your resources that minimize their gains, does it make sense?

Sunday, October 12, 2008

Theory X and Y

X style is characteristic of:
a) very insecure managers
b) a financially-driven organization
Case a) is obvious, I think. The rationale behind case b) is that a financially-driven organization do not offer anything (besides money) to the employees, so of course they work only when punishment is feared or rewarding is in sight.
-
never try to impose the Theory X frame on a group of scientists in a research setting. Nor should we try to impose the Theory Y frame on a group of eighteen year old soldiers in combat.

It comes next

Following the finacial "crisis": OPEC thrinks, oil price goes under, Middle easten empires are in desparate, the skyscrapers from under water up have no visitors, Toyota cars sell, GM/Chrysler come up to bunisess again, Ford Explore prosperous , MadeInChina is still MadeInChina, USA mfg alives, Some big banking players gone no more famouse from the top 20 list, manufacturing dominate, education comes to live, USA is still the wolrd economy engine......EU is EU, Russia is Russia, Arab fights Jews continuously, Laden is dead, NATO has meaningless, Japan is scared by China, Taiwan is going nowhere but makes peace with China, Tibetans show up in front of Chinese embassies in the world, North Korean, Cuba can not survive longer as communist countries, Obama is the president of America, Blacks don't trust Whites vise versa, Irvine property price is higher than other orange county cities, Alhambra overpacked with Chinese, housing price is higher than that in Irvine, Corona houses empty rate rises, Riverside will still possesses the desert land for another 40 years, Hong Kong people move to west at the same pace, California has earth quakes fears, Churches have no enough donations, I retire, I survive, I go back to my homeland, I will..........

Thursday, October 9, 2008

up is the only way, it can go down

Why it is right when the market is going up, it is a crisis when it goes down, it makes no sense to me. everything develops as circle, peak comes from bottom, vise versa.....I don't think there is a crisis but some people want to say it is crisis, crisis is crisis no matter you speak out or not. ..let the market tell and do its own job......price is equal to value only when a couple with $150k can aford a decent house in Irvine........
Can I say Dow 6000 in 2 months, 4000 in 1 year or so. don't say 3000 is impossible....

Monday, October 6, 2008

3000 ~ 4000 Dow bottom

I will be ready to buy stocks when Dow goes to 3000 ~ 4000, pick the popular real business like Coca, McDon, GE, GM, IBM, Micros, Apples, Boeing, industrial, defense, energy, real hi-tech....... no google, no yahoo...
Remeber and do

Monday, September 29, 2008

Hold on, no rush for $700 billion to Bushes

does it make sense:
1). If private companies can not make money on their assets, why you taxpayer or gov can? do you think that you are smarter than those wall street MBA-s?
2). It has nothing to do with foreclosing home owners, do you think the finacial institutions will give money to you home owners?
3). British knows better than Americans, British paid money then owned the companies. American pays then compaies take money away.
4). I like the line Leno said: we give money to bank, bank has no any more??
5). If Hank doesn't know how the $700 billion will work or not, why don't we wait and see, why should we do it in such rush?
6). It protects middle class jobs, no, the CEO's jobs.
7). Why John and Obama agree, why not, when you can point the tax increase to Bush after elected
8). Why 205 said yes, 95% of them don't like their job.
9). Finacial market is frozon? no, if 6% APR doesn't work, the market will try 16%...26%....36% but the housing price (not value) goes down with 80% off....only market knows where to go
10). If capitalism works well for so many years, why we shut it down and switch to .........
11). Does Chinese money $500 billion matter? yes, to Chinese, no not to American...
12). Companies come and go, good only comes up when bad is gone
13). When all experts say it is a must, then they are not that expertise
14). Follow who is next to fall, you will understand who has something to do with $700 billion IF bailout eventually fails...
15). Gov. is never representative of people, Gov.'s will is not people's, why bother
16). When Bush says "People will suffer" where "people" doesn't refer to you common citizens, in his brain, it refers to his wealthy bodies, can we trust him any more, I say no.
17). Do those elected in Washington have more knowledge than the people? no, people know better
18). I hate politicians in this country, I doubt USA is a great country, I don't know ....
19). Debt is debt, how the heck it will become asset? Junk is junk, how come it is gold?

Friday, September 19, 2008

Market crashing.......subprime.......gov bought out...

Jul 15, 2008 ... Bush: Financial system is 'basically sound'.
Sep 15, 2008 ... Paulson: Banking system is 'sound'.
Sep 15, 2008...White House says no more bailouts on the way Paulson said he is taking Monday’s stock tumble as a good sign
Sep 19, 2008...Paulson: Rescue to cost ‘hundreds of billions’ Treasury Secretary says handling banks’ bad assets costly, but needed

Wednesday, September 17, 2008

Public vs Private confusions, F & F created by D

AIG is public company that is owned by gov with 80% stake, gov is owned by tax payers (private), then AIG is a private company, what it wrong Republic? I am confused when Ruch Bo says private companies heal themselves, why Bush company bailed it out?? I don't understand your logic.
By the way, don't scream on radio, we may listen clearer.. thank you for making me think

One more, F & F was created by D, why Bush company R saved D's ass? you pissed me off Rush Bo. (Ye, Rush & Bush are spelled differently..)

Monday, September 15, 2008

Wall Street on 9-15-2008 to Lehman Filing Chapter11

NEW YORK (MarketWatch) -- Wall Street awoke to a dramatically changed world on Monday as Lehman Brothers' bankruptcy filing rocked investors and pulled down financial stocks around the globe.
Lehman (LEH: 0.31, -3.34, -91.6%) on Monday filed for Chapter 11 bankruptcy protection, ending the 158-year-old Wall Street firm's run and rattling the foundation of the global financial system.

Sunday, September 14, 2008

Lehmen Brothers..........will be bailed out as F.F. by Hank

USA Gov (R) has no choice but bails out the troubled asset (or debt), because they need a false stable market to win elections. They don't want to release the bail till Monday as they did always on Sunday because China is on Holiday on Monday will reopen on Tue (PT Monday...), who is the boss of FF, yes China, isn't it?

Today is Sunday 9/14/2008

Tuesday, September 9, 2008

Birth day 9-9-2008

one request: what I want is channel of comminucation, nothing else, then we can talk, share info, share experience that for sure are good for your growth, no matter it is bad od pain, or joy of success, that is what you need or you will regret when you are ready to talk when he is too sick to speak........

Happy birthday!

Wednesday, August 13, 2008

Great minds discuss ideas. Average minds discuss events. Small minds discuss people

Great minds discuss ideas. Average minds discuss events. Small minds discuss people

Thursday, July 17, 2008

Driving Skill 123

1 trick 2 tips 3 no-s:

1 trick: concentration
2 tips: hand on wheel, eyes on road
3 no-s: no alcohol, no drugs, no roadrage

You will be having no accident

Saturday, May 24, 2008

things that matter that make sense

"Please forgive me," "I forgive you," "Thank you," and "I love you."


Innocence: I adore it. Imagine it you are pissed off on someone for some weird behavior ( as you look at that ) and ready to blast the person for that. The person does it with good intention and explains with those innocent eyes. All your anger melts within no time and is replaced it with that affection.
Commitment: Respect it. People who committed towards their words /actions carryhigh regard. They alone can understand the respect your actions and your thoughts.
Ethics: Must in life. Life without ethical standards cannot be meaningful.
Family: They are integral part of your life. They are those people who stand by you in thick and thin. A bunch of people who will always think good for you. Also these are the people for whom you should be there always no matter what!!
Marriage: A turning point of life. It makes you selfless. You start thinking about someone else as priority than you. It is an amazing feeling.
Happiness: It is like a vitamin pill. It is like your immunity system. Every effort that makes you happy is worth going for it.
Honesty: It takes hell lot of guts to accept your fault/weak points. Unless you are honest yourself there is no opportunity to improve. There is no need to play hide and seek if your actions and intentions are good enough



Why is it that people say they “slept like a baby” when babies wake up every two hours?
If a deaf person has to go to court, is it still called a hearing?
Why do we press harder on a remote control when we know the batteries are flat?
Why do banks charge a fee on “insufficient funds” when they know there is not enough?
Why does someone believe you when you say there are four billion stars, but check when you say the paint is wet?
Why do they use sterilized needles for death by lethal injection?
Why doesn’t Tarzan have a beard?
Why does Superman stop bullets with his chest, but ducks when you throw a revolver at him?
Why do Kamikaze pilots wear helmets?
Whose idea was it to put an “S” in the word “lisp”?
What is the speed of darkness?
If the temperature is zero outside today and it’s going to be twice as cold tomorrow, how cold will it be?
If it’s true that we are here to help others, what are the others doing here?
Do married people live longer than single ones or does it only seem longer?
How is it that we put a man on the moon before we figured out it would be a good idea to put wheels on luggage?
Why do people pay to go up tall buildings and then put money in binoculars to look at things on the ground?
Did you ever stop and wonder……
Who was the first person to look at a cow and say, “I think I’ll squeeze these pink dangly things here, and drink whatever comes out?”
Who was the first person to say, “See that chicken there… I’m gonna eat the next thing that comes outta it’s bum.”
Why do toasters always have a setting so high that could burn the toast to a horrible crisp, which no decent human being would eat?
Why is there a light in the fridge and not in the freezer?
Why do people point to their wrist when asking for the time, but don’t point to their bum when they ask where the bathroom is?
Why does your Obstetrician, Gynaecologist leave the room when you get undressed if they are going to look up there anyway ?
Why does Goofy stand erect while Pluto remains on all fours? They’re both dogs !
Can blind people see their dreams? Do they dream ??
If quizzes are quizzical, what are tests? (This one kills me !!!!)
If corn oil is made from corn, and vegetable oil is made from vegetables,then what is baby oil made from ?
If electricity comes from electrons, does morality come from morons?
Why do the Alphabet song and Twinkle, Twinkle Little Star have the same tune?
Do illiterate people get the full effect of Alphabet Soup?
Did you ever notice that when you blow in a dog’s face, he gets mad at you, but when you take him on a car ride, he sticks his head out the window?
Does pushing the elevator button more than once make it arrive faster?

Bank definition

When a bank checks your credit, do you have right to ask their credit, the subprime crisis told us banks have very poor credit, so what is a solution to dump banks who make lies all the time who grisp your money then treat it as their asset lend to you make money on your money, they are nothing without your money, do we need it

No, we don't need bank to manage our own money, they are the same group as non-profits, they use your money to create their own jobs, that is a fairy for generations, this is what "service" means? no

There must be a solution

Hi the smart people, get rid of those liars

Saturday, May 10, 2008

Government definition

Government is the great fiction by which everyone tries to live at the expense of everyone else.

Future GPS

I am imagining a new GPS in the near future, that projected or reflected on your wind shield, it shows up when you need it, you don't have to turn your head to see where you are on the existing GPS monitor...
Hi engineers, could you do something to improve and let the drivers pay their attentions to on the road, basically, it should be doable.

Mother's Day imagination on 5/10/2008

Thursday, February 21, 2008

Predictions

BO/HC 90/10
JM/MH 51/49
D/R 50/50

2008 president

We are expecting Obama to be the first black president, but republican is not sleeping, Obama has long way to go I would say 50/50 on D/R

2008/2/21

Saturday, September 29, 2007

to change the proved good?

to change the proved good?

This is a good business model: Fairness + 25%/75% profit share

It is already proved that the above business works very well, the question should how we should improve and keep company growing sustainedly. You don't want to change the rule fundamentals because there are some bugs.A company is going smoothly,

Future PC

Future PC: a pen drive or flash.
what we do is bring that little drive go where you go use public monitor+pc-no-drive plug your flash get your pc anywhere there is a monitor _ pc-no-drive
Is that amazing?
I don't know
Is this a idea to make computer work

Feds Job

What Feds does? paper money printings, that is why Feds has to watch inflation print more green bill.
Feds has no choice because US$ is so popular in the world, we know OIL US$ in middle east, we know officier bribed US$ in China, we know Cocaine US$ in S. America, many many, Feds really doesn't know how many US$ varieties in the world, what to do is watch the curve of US$ value, print more or less papers.
Does it make sense? it could be a good subject for PhD world economy... tbc

Saturday, September 22, 2007

Bottle neck

there is a bottle neck when you go back and forth closer to San Diego on I5, where is the bottle neck , for some reason, it is right there on the spot there is construction site forever, can you believe that I can not imagine why they do that could somebody tell me if the construction can be moved away from that neck spot no no one can tell

Monday, September 17, 2007

TELL MY SON

-keep in mind that lost is a loss forever but gain is not gain forever
-remember what you should do when a stranger comes to you with smile and offers anything good? runaway!
-women have more than one hole that needs to be filled
-to measure a man: how much money does he have in his name
-to measure a woman: how good she behaves to a rich man
-don't say any meaningful thing to those you don't trust
-do things that matter, do things that make sense
-ask yourself why twice before you take actions
-you don't understand what your target customer says on their web, it is not your customer, go next
-useful webs: wikipedia.com / google.com / alexa.com
-make your father your best friend, why? because he is your father
-you have only 2 unconditional supporters in your life
-mortgage is only one loan or debt in the world you can take
-there is no such a thing called free lunch, you have to pay what you take no exceptions
-if we can make mistake why any one others can not
-reading is the best way to learn writing
-Credit card vs Debit card = other people's money vs your own money, you can dispute the fraud on credit, it is hard to dispute the fraud on your debit card, use your credit card when you are not sure if it is safe
-you can learn more from friends of your girl friend about your girl friend other than herself
-price is what you pay, value is what you get
-What looks like a great deal today, may not be tomorrow!
-We can not let others do our thinking for us
-Sometimes we have to do what is required
-Speculation is the battle of the individual against the herd
-Don't be surrounded by bad people who will trash you when the hammer is down
-Realtor or broker will tell you that it is good time to buy since home is investment, say no and do your own homework and find out where the market goes and how confortablly you can afford.
-women think that each every rich man is their best fit, you can easily tell if a girl is really loving you by your heart thinking
-you can be whoever you want to be, just do it
-nothing is un-achieveable
-you will understand most of the motives if you watch where the money goes
-if someone makes you anger with your parents, he or she is not at your side or to benefit you